Enroll Now to the Crafting Wealth Course!
Many professionals from BMW, Google, Allianz, and other leading employers in Germany have already joined Crafting Wealth.
You work hard, earn well — but can you afford to retire?
Most professionals in Germany pay half their income in taxes and still face a pension gap that threatens their future security.
The good news? You can change that.
Crafting Wealth shows you exactly how to turn your taxes into tools for wealth — so you can build financial independence, safely and legally.
✅ Learn with Confidence: We are convinced our seminar offers significant value. If it doesn't meet your expectations, we will naturally refund the full amount.
Meet Your Instructor
Erick Parra — engineer, manager, investor, father.
Built a 7-figure portfolio in Germany by mastering legal tax incentives.
Now helping professionals do the same.
My Principles:
1. Teach: education, not advice.
2. If you don’t understand it, don’t buy it.
3. You decide; I won’t push you.
4. No silver bullets—strategy beats shortcuts.
5. If I don’t deliver, I refund.
"Everything I teach, I do - and my tax advisor approves." - Erick Parra
Follow me on social media: @iam_erickparra
What happens if you don’t take action?
Every year you wait, you lose another 10 000–30 000 € in tax advantages and compounding growth.
Your savings lose purchasing power, your pension gap widens, and anxiety about the future grows quietly in the background.
You’ll work longer, save harder — yet still feel uncertain.
But the system isn’t against you — it’s just unused. Once you understand the rules, the fear disappears.
What It Could Mean for You
Real Scenarios, Real Numbers
🧑💼 Scenario 1: Daniel — Engineer from Munich
Profile: 36 years old, employed in the automotive industry
Gross annual income: €120,000
Effective tax burden: ~43% (€51,600/year)
Savings: ~€25,000 in a low-interest account
Before (status quo):
Daniel saves €25,000 per year, but inflation (3%) and tax drag reduce its real growth to near zero. After 25 years, his €625,000 in savings is worth roughly €310,000 in today’s money — half lost to inflation and tax inefficiency.
After (optimized with Crafting Wealth framework):
Daniel invests part of his savings — €40,000 in solar and €40,000 in real estate equity — using state incentives, IAB depreciation, and rental yield structures. His after-tax advantage and reinvested returns bring his projected 25-year net worth to €1.6 million.
He keeps €20,000 in his portfolio liquid and still reduces his annual tax bill by ~€9,000 starting year one.
👩💻 Scenario 2: Sarah — Consultant & Mother of Two
Profile: 42 years old, management consultant, married with two kids
Household income: €180,000
Tax rate: ~45%
Existing investments: ETFs + small company pension
Before:
Sarah and her husband save ~€2,000/month, mainly in ETFs. Projected return after inflation and taxes = 1.9% annual real growth.
Their pension will replace ~35% of income, leaving an €80,000/year gap in retirement.
After:
By integrating a tax-efficient solar investment (€60,000 initial, financed through partial credit and IAB tax return) and using property depreciation + Rürup pension contributions, Sarah’s household:
Lowers tax burden by ~€12,000/year
Builds an additional €1.4 million in assets over 25 years
Creates a steady passive income stream of €3,500–€4,000/month for retirement
“We didn’t change our lifestyle — we changed how we allocate money. It feels like we got a raise every year.” — Sarah, Munich
🧔♂️ Scenario 3: Thomas — IT Manager, Age 50
Profile: Late-career professional, single, owns apartment
Annual income: €95,000
Tax rate: ~42%
Worried about: Short investment window before retirement
Before:
Thomas kept €100,000 in cash “for security.” At 2% inflation, he loses ~€2,000/year in value. His pension will pay him about €1,400/month at 67.
After:
Through Crafting Wealth’s step-by-step approach, he invests €35,000 equity into a small real estate project (leveraged €300,000), plus €15,000 in solar, mostly from IAB tax return.
Annual tax savings: €5,800
Expected 15-year equity value: €700,000+
Rental yield covers loan and creates €700/month cash flow
Pension gap effectively closed within 7 years
“I never thought this was possible for someone my age — now my plan is clear.” — Thomas, Frankfurt
(Participant details changed for confidentiality)
Why Crafting Wealth Works
Germany-specific & legal: bAV, Rürup, EEG/IAB, depreciation—demystified.
Numbers over noise: decide by after-tax yield, not opinions.
Immediate outcomes: leave with a plan you can validate with your advisor.
Taught by Erick Parra — engineer, investor, husband, and father who built a 1.2 M€ leveraged portfolio using the same framework.
🔒 Encrypted & Secure Payment
✅ Learn with Confidence:
We are convinced our seminar offers significant value.
If it doesn't meet your expectations, we will naturally refund the full amount.
Who it's for
Employees & professionals earning €80k–€250k/year who feel overtaxed and under-informed.
Parents & families who want to secure their financial future.
Experienced investors who need a sharper, Germany-specific framework.
If you’re ready to replace guesswork with a legal, structured system, this seminar is for you.
🔒 Encrypted & Secure Payment
✅ Learn with Confidence:
We are convinced our seminar offers significant value.
If it doesn't meet your expectations, we will naturally refund the full amount.
What You Get Today (value stack)
3-Hour Live Seminar (1 615 € Value)
Real cases, Q&A, and after-tax calculations. Leave with a personal plan built on your numbers.
6 On-Demand Videos (350 € Value)
Learn at your own pace: taxes, pensions, real estate, solar, and your action plan.
7 Calculation Tables (285 € Value)
Professional spreadsheets to model net worth, yields, and investment scenarios.
+ Instant Prep Bonuses
Your Numbers in Order (video)
Net-Worth Tracker (sheet)
Solar Power Calculator (sheet)
Total Value: 2 250 € Your Price Today: 450 €
(Includes all materials and the live October seminar)
🔒 Encrypted & Secure Payment
✅ Learn with Confidence:
We are convinced our seminar offers significant value.
If it doesn't meet your expectations, we will naturally refund the full amount.
What Participants Say
“Broke down German taxes clearly and gave me a plan.” — Anja, Essen
“Opened my eyes to solar opportunities I never considered.” — Lubos, Munich
“Erick’s course is genuine and powerful — essential for anyone securing their future.” — Peter S., Graz
🔒 Encrypted & Secure Payment
✅ Learn with Confidence:
We are convinced our seminar offers significant value.
If it doesn't meet your expectations, we will naturally refund the full amount.
"I have been motivated by Erick to include solar power investments in my own portfolio. This course is full of relevant information in a very short time and Erick's availability for questions is invaluable."
"Investing is a very important topic. Few people talk about it most are stuck and don’t know where to start. Erick's course gives a great overview, provides actionable ideas, and prompts for action. This course is worth it and even for those of us living outside of Germany in similarly constructed high-tax-systems (EU-Wide) it helps to structure a course of action. While each country in the EU will have adapted conditions and incentives, the framework provided can support people outside of Germany."
"Investing was always a stock market topic for me, but this course opened up my eyes to partially better options that are a great combination to my portfolio so far. I can only recommend this course."
🔒 Encrypted & Secure Payment
✅ Learn with Confidence:
We are convinced our seminar offers significant value.
If it doesn't meet your expectations, we will naturally refund the full amount.
Why Crafting Wealth?
Frequently Asked Questions
Clear answers to help you make confident financial decisions.
Is this financial advice?
No, it’s education. Always validate your plan with your tax attorney/LoHi before you file.
Will this apply outside Germany?
The framework helps in EU high-tax systems; specifics differ by country.
Do I need prior knowledge?
No. We start with your numbers and build from there.
What happens if I miss the live 3hr seminar?
The live session will be recorded.
You will get access to all included material (on-demand courses, calculation table, action checklist) as well as to the recording of the live session afterwards.
What if I already own real estate and I’ve already got experience?
Great, then you’ll move faster. This isn’t a “basics only” crash course; it’s a numbers-first framework tailored to Germany. If you already invest, you’ll get:
Clarity on tax optimisation you may be leaving on the table (depreciation methods, expense treatment, solar power investments and considerations around children and spouse to discuss with your tax advisor).
A side-by-side comparison of real estate vs. commercial solar, ETF investments and private pensions for high earners—so you can decide where the next euro works hardest.
Live case calculations to stress-test your assumptions (cash flow, yield after tax, liquidity, risk).
A direct line to ask targeted questions about your current portfolio during Q&A.
If you prefer to skip the fundamentals, use the bonuses (video + calculators) to preload your numbers and focus on advanced questions during the live session.
I'm a very busy person - how could I find time to invest?
Erick is a father of three, a busy engineer and manager: this is the cornerstone of the course:
Even very busy people can find great, stable, high-yield assets to invest in!
This course teaches you how to take action while minimising your time investment.
What is the real value add of this course?
You’re not buying random tips—you’re getting a repeatable system for Germany:
A coherent strategy that ties taxes, cash-flow, leverage, and risk into one plan you can execute.
Tools that force clarity (Net-worth Tracker, Solar & RE calculators), so you stop guessing and start deciding.
Germany-specific context (bAV/Rürup, depreciation, IAB/EEG for solar) distilled so you can act quickly and legally.
Live, practical Q&A with someone who actually runs this playbook—no fluff, transparent numbers.
Momentum by design: instant-access bonuses to start now, plus a clear action checklist and next steps.
End result: you’ll know what to do next, why it’s right for you, and how to validate it—so your money and taxes start working together, not against you.
When do I get course materials?
Immediate access to the bonuses; live seminar end of October; remaining materials unlocked after.
Will this apply to my situation?
Yes—the seminar is built around your numbers. We map your net worth and pension gap, then compare pensions, ETFs, real estate, and solar using after-tax math. You’ll see where each option fits for you, and leave with next steps to validate with your tax advisor/LoHi.
Can I ask questions?
Yes, Erick is available for questions during the seminar and via the course channel, as well as Email.
🔒 Encrypted & Secure Payment
✅ Learn with Confidence:
We are convinced our seminar offers significant value.
If it doesn't meet your expectations, we will naturally refund the full amount.
Testimonials
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How It Works
Reserve your seat.
You’ll receive instant access to your Action Checklist + video preparation materials.
Join the live seminar.
3 hours of focused learning with real-time calculations and Q&A.
Apply your plan.
Use our tools to execute safely — and validate with your tax advisor or LoHi.
Ready to make the system work for you?
Seats are limited for the October 29th live seminar.
Join today and get immediate access to your prep materials and bonus tools.